Various card issuers charge an annual fee, which can help offset costs that issuers incur in maintaining accounts.

Lets you perform banking transactions anywhere and at anytime. By using a debit or ATM card at an ATM, you can withdraw cash from checking or savings accounts to make a deposit or transfer money from one account to another or perform other functions. You can also get cash advances using a credit card at an ATM. You should also be aware that many banks charge transaction fees - for using another bank's ATM.

You can obtain cash on the spot by using your card at a bank or an ATM. The amount of the cash advance is deducted from your available credit line or funds on deposits. A fee is often charged when obtaining cash advances. In addition, the interest rate is usually higher than on purchases and there is typically no grace period. (A cash advance is different from a withdrawal you make with your ATM card.)

A record of how you have paid accounts in the past; used as a guide to determine whether you're likely to pay accounts on time in the future.

Also referred to as your credit limit. This is the maximum amount you can borrow using your card.

Stores Locations

Online systems enable you to plug into a host of banking services from a personal computer by connecting with the bank's computers over the Internet.

Personal Identification Number: Secret code you choose for your card that enables you to access your money or perform banking transactions through the ATM as well as make purchases without signing a sales receipt at merchants that have PIN pads. Don't share your PIN with anyone.

Access helpful information on travel requirements including documentation (visas, passports), immunizations or currency exchange rates. Enrollment is automatic for eligible cardholders and the assistance service is free to cardholders.

With more than32 million acceptance locations, no payment card is more widely accepted globally than MasterCard.